![]() Es el juego perfecto para dejar el estrés diario, esperar para ser atendido o en medio de una cola en la ruta pública. Tap on screen to jump up.īall Shooter - Tap on screen to shoot the ball out of the box, and don't let the ball to collide with walls. Jugar Candy Crush es una de las cosas más relajantes que hay en el mundo. Candy Crush Saga Break out the caramels The game allows you to relax, distract, relax, and at the same time train the ability to concentrate and think logically. ![]() To turn your direction you just need to tap on the screen.Ĭolor Wheel - In this game you need to tap on screen at the moment when stick color and the nearest border are with the same color.īall Color Switch - Jump up and up changing color of the ball, be carful off colliding the walls. All you need is to turn at the right moment, and don't let the ball to fall. Want to spent some time playing casual games? 4399 mini games is the best solution.Ĭurrently there are 4 games available more games coming soon.ħk7k - Zig Zag Ball game with endless turns. 1) Main target here is match candies which are present in Jelly. Try this colorful, stress releasing mini-games with one tap gameplay. Tips and Tricks to Beat Level 4399 of Candy Crush Saga. The best mini games collection with unlimited fun. Even if you’re not a fan of this app, you’ll love it after reading this page. Candy Crush Saga Wiki is a FANDOM Games Community. When you complete the level, Soda Crush is activated and will score you additional points. Level 4399 Level 4462 Level 4503 Level 4538 Level 4559 Level 4630 Level 47 Level 4716. To pass this level, you must clear bears from honey and score at least points in moves or fewer. 20,000+ users downloaded 4399 Mini Games latest version on 9Apps for free every week! The app is superior that can be used with any of the mobile type. Level 4399 is the level in Episode 286 and honey level in Candy Crush Soda Saga. Download the official version of India apps from 9apps now.
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‘My smoke detector goes off when I cook,’” Whisler says. Another important feature to pay closer attention to is the noise level the unit outputs – finding a quiet, but powerful hood unit is well worth the investment. Whether they are using a stainless steel hood or a custom wood hood with an insert it’s critical that they are looking at the suction they are getting and that they are able to get rid of odors. In addition to their cooking surface, Whisler also tells his clients to pay attention to ventilation. “There are things you want to look at with each appliance." You don’t always get that, “Whisler says. “We told her about the Wolf 36-inch dual fuel range and how it has simmer function on all six burners. In this home, the customer preferred a gas cooktop. If you are going to be cooking on a regular basis, you may want to splurge on the range –whether you prefer gas, electric or induction. Worth the splurgeĪnother question Hardwood Interior’s team gets on a regular basis, is “What appliance should I splurge on.” Whisler says it depends on how you use your kitchen. “It helps clear out the clutter on the countertop.” Clutter also is controlled via a hidden walk-through pantry in between the Sub-Zero fridge and the mirrored, chevron cabinet. “They definitely love that feature,” he says. Whisler suggested a Sharp microwave drawer in the island. “The windows offer great natural light, but limit us for placing cabinets and appliances.”įortunately there was ample floor space, so the design team incorporated two islands to fit the family’s needs and create the desired aesthetic. “One of the challenges of this kitchen, when we were remodeling was the lack of wall space,” Whisler says. Harwood Interior’s team placed one in the island so that the family could have a dedicated area where they had plenty of workspace to enjoy baking and meal prep together. They knew right off the bat they wanted to include one again. They had one in a previous home and fell in love with it. They are both dentists and wanted a Scotsman ice maker because of the chewable ice. We want the kitchen to be functional, not just beautiful-it’s not one size fits all.”įor this project, the homeowners knew a few things they wanted to incorporate into their kitchen. “We want to understand their lifestyle and meet their everyday needs. “When we sit down with the customer for a consultation, one of the first things we nail down is the appliances,” he says. When it comes to the appliances, Whisler says that ten years down the road a stainless steel appliance is still going to look timeless. The homeowners selected this particular pattern and color because it was complimentary to the chevron designs found in the kitchen, especially in the custom mirrored cabinet. This same material wraps up the walls as a backsplash for a classic look. The cabinets are topped with two-inch-thick Calacatta Laza quartz, which is reminiscent of a white marble with gray veining. Flat, rather than raised, panels give the kitchen more of a transitional rather than ornate look along with simple detail around the framing. That, he says, helps create a cohesive look for the space that will stand up as a reference point regardless of how the room is decorated after the renovation team has moved out.įor this kitchen the cabinets are made of maple, with a white finish on the perimeter and a custom walnut stain on the islands. What are tips to keep the look timeless? Whisler and his team look to neutrals and as a back drop when selecting cabinetry and countertops. “The goal is to be timeless,” says Whisler, designer and project manager for Hardwood Interiors, “Ten years down the road, it should not feel like the kitchen is out of date and the owners are going to have to think about remodeling, or they’ve grown tired of it.” The question on most homeowner’s minds when they are about to undertake a kitchen remodel, according to kitchen designer John Whisler, is: How do they create a space that reflects who they are while selecting elements that will also withstand the test of time and offer a functional space? ![]() ![]() Create a Pet Memorial Create a Pet Memorial and return as often as you wish to leave new toys, flowers and music, add photos, change seasons and leave more special memories. Whether furry, feathered or scaled, all are welcome. “People were just how they enjoyed everything. Rainbows Bridge is a virtual memorial home and grief support community for your departed fur baby. “I didn’t realize that many people were touched by anything I drew, because they were pointing out things in the past that I had painted,” Trent said. Miscarriage Necklace for Mothers Day, Infant Loss Remembrance Jewelry, Rainbow Bridge Sympathy - Box 2, Silver, Rose Gold. One woman even created t-shirts with Trent’s rainbow bridge painting on them that say “We stand with Trent.” ZKXXJ Rainbow Bridge Pet Memorial Gift for Women,Pet Paw Angle Wings Rainbow Bridge Pendant Rainbow Crystal Heart Charm Dog Paw Necklace Pet Sympathy Jewelry Gift for Who Loss of Pets. They are members of the family and the loss can be felt so greatly. In case you are not familiar, when a pet passes away, they are believed to cross a Rainbow Bridge and are waiting for us on the other side. It's even inspired a national remembrance day: Rainbow Bridge Remembrance Day, held each year on Aug. Author Deborah Barnes started Rainbow Bridge Remembrance Day to give all pet-lovers a day to share memories of beloved pets that have crossed the Rainbow Bridge and are waiting for us there. This day was started by author Deborah Barnes as a way to set aside time to remember our beloved pets who have passed on. Because it recognizes the strong bond between people and their animals, some people use the 'rainbow bridge' term and poems as a way to offer condolences to a grieving pet owner. Each year we use this day to remember our beloved furry friends that have left us. August 28 is Rainbow Bridge Remembrance Day, a day to remember those beloved pets that have passed away, a time to look back at photos, and fond memories of the happy times you spent together. On August 28th, we will acknowledge Rainbow Bridge Remembrance Day. ![]() It came from her desire to find the love, beauty and dignity in saying goodbye to Jazz, her Ragdoll cat, who she let go of on August 28, 2013. August 28th is Rainbow Bridge Remembrance Day a day to celebrate the lives of the dogs and other pets who touched our lives and are no longer with us. Trent took to social media to announce he was stepping down from maintaining Macon County’s football field, which prompted dozens of posts showing support. Rainbow Bridge Remembrance Day was started by Deb Barnes from The Chronicles of Zee and Zoey. Now I have to look back and think in my mind, am I painting things now that offend people?” “It’s a horrible feeling to know that you’ve made somebody mad or angered somebody with your paint because that’s no artist’s intention,” he said. He ultimately decided he could never paint the district’s field again, partly because he’d likely have to get his future designs approved prior to painting them, versus leaving the artwork as a surprise for players and coaches. ![]() However, you can use these hanging tools horizontally to store up to 12 pieces of garments. Moreover, you can utilize your vertical storage space for organizing clothes. You can also nearly save up to 80% of your closet space. The space-saving hangers make closet space organization trouble-free for all.
Made from premium plush materials, Cloudjumper is the perfect companion for all your Dragon Training adventures Recreate your favorite Race To the Edge show moments with the premium plush DreamWorks Dragons. Cloudjumper's pride, confidence, and large size lead him to think of himself as the top dragon in Valka's mountain fortress, second only to the Bewilderbeast, who is the king of all dragons in the nest. Race to the edge with DreamWorks Dragons and Cloudjumper This soft, plush dragon measures 8 inches tall and features 4 wings, vibrant colors, embroidered eyes and expert stitching. They are meant for light play and display. The owl-like Cloudjumper has been Valka's companion of choice for flying and rescuing other dragons over the last twenty years. My plush toys are made to the best of my abilities but they are still handmade and may not withstand rough play. Cloudjumper Scauldron Dragon sculptures OOAK how to Train Your Dragon made to order Craft圜ritterDragons 200.00 cute Nightfury family sticker pack Maythedragonlord (1,129) 4.44 More colors How to Train Your Dragon Terrarium Ornaments CuteAndCrudeCrafts (8) 30.00 FREE shipping Lightfury Pin BisCoral (493) 9. *Please note that my plush toys are not meant for children due to being handmade and featuring certain materials unsafe for children (wire and plastic pellets). ***This is a pre-order, NOT a ready to ship plush! Production time can be up to 2-3 weeks, please keep this in mind when purchasing!*** The item will be shipped out within 3 business days after receiving cleared Payment. This listing is for Cloudjumper ONLY, check out my shop for the other dragons :) download and install the CloudJumper desktop application (optional) Ignore these steps if you have already set up or plan to set up a RemoteApp URL Feed. Description 70cm Cloudjumper How To Train Your Dragon 2 Cloudjumper Plush Toy The Name: How to train your dragon plush toy Commodity material: High Quality Plush, cotton Condition: 100 NEW Size: 5870cm Payment We accept payment through Paypal ONLY Transport 1. Although he is made to endure play, remember that he is STILL hand made and that I still do not recommend rough play in order to keep in pristine condition. Cloudjumper is almost completely machine sewn, only his head piece attached by hand. The rest of hims is loosely packed polyester stuffing. His feet and the tip of his tail are filled with plastic pellets to make him a very 'floppy' plush. ![]() He is made out of minky with a machine embroidered face. 3 x McDonalds How To Train Your Dragon Toothless Grump Cloudjumper Toy Lot AU 7.97 + AU 28.00 postage Seller 99.5 positive How To Train Your Dragon 3 Toothless Plush with Tag (25cm, 2014) + 2 DVDs AU 42.00 + AU 25. ![]() This Cloudjumper measures 15" from the top of his head to his toes. The best way to stay up-to-date on codes is by checking out this page regularly, joining the ASTD Discord server, or following the ASTD Twitter account. Unfortunately, most Roblox developers add codes to their experiences at random rather than releasing them on a specific schedule, meaning code release times are often unpredictable. How to get more All Star Tower Defense codes If the code doesn't work, the code will not disappear from the text box.If the code is working, you should automatically receive your free reward.When the new windows opens, enter the working code into the text box that says ' Enter Code'.Once inside ASTD, press the Settings/Gear button in the bottom right corner of the screen.We tested all of the All Star Tower Defense codes listed below, and they can get you a bunch of Gems, Gold, and even some mega rare character towers totally for free! Use these goodies in the gacha system for the chance to summon a four or 5-Star anime character like Minato Namikaze, Super Saiyan Goku, Hollow Ichigo, and Pain on the All Star Tower Defense banners, and make short work of the story mode! When playing, we often found that we hit a point where we needed more Coins, Gems, or better-suited anime characters or towers for a certain level or objective-so, how do you stock up quickly? ASTD Codes! The main objective of the extremely popular Roblox experience All Star Tower Defense (ASTD) is to defend your tower using an all-star lineup of characters from various animes and mangas including Dragon Ball Z, One Piece, Bleach, and Demon Slayer. VitalityGames.Want to have your own Avengers-level matchup with some cherished characters? One of the reasons we love this Roblox game so much is it brings our favorite worlds together in one amazing experience. You can also find us on: Facebook - Twiter - Pinterest - Youtube - PatreonCopyright © 2006 - 2023 This list of Tower Defense Games received a rating of 4.14 / 5.00 from 1116 votes. We have a total of 88 Tower Defense Games and the most popular are: Keeper Of The Grove 3, Bloons Tower Defense 4, Bloons Tower Defense 2, and many more free games. Are you ready? Good luck!Ĭheck out these Tower Defense Games listed on page 1. As you can see these tower defense games have great missions for you in store and all you have to do is say yes to this adventures. There will be also tower defense games in space in which your mission will be high classified and you will have to do everything that you can to keep your spaceship intact to protect the Earth from the meteors, asteroids or even aliens trying to take over our planet. Also you can use guns to shoot if they are too, you can throw grenades and all you can find to keep your base intact. Being creative and building a bridge is always a good idea. You must show us bravery and determination in order to play these games and to succeed as well. You will come across with all kinds of situations such as: vampires, zombies or other creepy creatures that are after you and try to kill you. That is exactly what will you do in these tower defense games here on. ![]() When someone is trying to steal from you, what do you do? That's correct! You try to protect it from bad guys. ![]() it doesn’t offer as many setting options as ImageOptim.there is no web service or API interface.For this reason, here is a list of points that Optimage CANNOT offer: I dare to doubt whether this possibility is important for everyone, but I would like to say it nonetheless. I have to say that I find the Photoshop plugin from TinyJPG or TinyPNG extremely useful, because I edit all my photos for the blog posts in Photoshop first and then optimize them and save them with the plugin. It is clear to me that you cannot make a serious comparison of photos if you compress this comparison image with the two images with TinyJPG and incorporate it into the blog as a JPG. In this direction, one cannot therefore search for the difference in the file size of the output files.īy the way, my picture embedded here with the two comparison photos is only for decorative purposes. There were no visible JPG compressions or anything like that. Even after several minutes of visual inspection at 100%, I couldn't find any areas that were noticeably different. ![]() Since the file sizes were so different for the two tools, I looked at a test photo in detail and tried to find any visible differences. Visible differences between TinyJPG and Optimage? Optimage and TinyJPG in comparison - Attention: This photo is of course compressed again and cannot be used as a comparison! I had done the comparison in 100% view in the preview app on the Mac. If you have large areas of the same color in the picture, one seems to be better, while the other can score with gradients or other special features. Optimage cannot score with these photos either:Īs you can see, as with most other tools, it all depends on the source material. The image optimization programs had to work with the full resolution. For the article I have scaled the photo down to a smaller resolution. Optimage test photo 2: Here, too, TinyJPG delivers the smaller file. Even if I calculate the image to a height of 1200 pixels and save it with TinyJPG, Optimage can no longer optimize anything (0%). In this case, TinyJPG performed significantly better than Optimage. Photoshop "Save as JPG (high quality)": 1,0 MB.To see how the Optimage Mac app gets out of a photo compared to Photoshop's "Save for Web" feature, I downloaded the original-size photo above from the iPhone XS. Test compared to the Photoshop function, HEIC and TinyJPG In comparison: Photoshop JPEG storage, TinyJPG and Optimage (Photo: Sir Apfelot). TinyJPG has already done good preparatory work. The software had to fit with many photos. I have the feeling that these photos in particular, which have large dark or monochrome areas, could be made smaller by Optimage. In the table you can see that not all images could be compressed better. ImageOptim offers many setting options and also understands how to optimize nested folders with many photos using drag and drop. Nonetheless, ImageOptim is a recommendation for anyone looking for free Mac software to compress image files. The list always showed 0% for optimization. ![]() In my tests, however, it was no longer able to improve the photos that I had previously compressed with TinyPNG/JPG (when I activated "lossless"). The tool ImageOptim is an image reducer that performed better than TinyPNG in most tests, Short pixels, Imagify.io and other tools provided. The Optimage tool is a Mac app for image optimization and compression of image files. This post here is mainly dedicated to Opimage, because I didn't know this image optimizer and for that reason I tested it with various competitors. Short insertion: The following is about "Optimage" and "ImageOptim" - both tools, which unfortunately have a very similar name. Sir Apfelot recommendation: Clean up your Mac hard drive with CleanMyMac Risk of confusion: Optimage and ImageOptim Roku, the TV streaming provider, was among the companies caught in the middle to the tune of $487 million, it said in a regulator filing on Friday. Silicon Valley Bank did business with well-known tech companies including Shopify, Pinterest, Fitbit and thousands of lesser-known startups, in addition to established venture capital firms, like Andreessen Horowitz. "It's these services that startups couldn't get elsewhere." "If you're a high-growth startup, you can't get a credit card from a normal credit card provider, you can't get a loan from a big bank, but Silicon Valley Bank would give you that," Shelf Engine's Kalb said. tech startups backed by venture capitalists. ![]() Eventually, Silicon Valley Bank would come to do business with nearly half of all U.S. An 'existential risk' to innovation and competition in Americaįounded over a poker game in 1983, Silicon Valley Bank became the go-to lender for tech startups that appeared too risky in the eyes of larger, more traditional banks. While critics consider the idea of the government rescuing the bank a bailout for the tech and venture capital world, Tan argues that such a move would save depositors, many of which are small businesses in the tech sector. "If the government doesn't step in, I think a whole generation of startups will be wiped off the planet," Garry Tan, president and CEO of the startup incubator Y Combinator, said in an interview. ![]() ![]() It is a nail-biting limbo state that many tech startups deeply entrenched in Silicon Valley Bank are now facing in the wake of the bank's implosion, the largest American bank failure since the 2008 financial crisis.įor tech startups, which for decades have relied heavily on the bank based in Santa Clara, Calif., it has set off a crisis that could lead to mass layoffs, or hundreds of startups collapsing, according to industry insiders. Operation within the niche sector dried up almost completely as market conditions placed constraints on liquidity. And right now, especially, history and credibility matter. Fall-out naturally becomes less likely, which means brokers and borrowers reap the benefits of a smooth process with less breaks in the chain. The appeal in being priced out rests with the result that the lender will, in theory, be around “tomorrow,” instead of getting played by the market. Pricing speculation is a dangerous game, and with the market moving as fast as it is going into 2023, being a price leader may not hold the strongest position as a lending partner.Ĭompetitive pricing may seemingly have less of an edge because it’s not the cheapest, but it offers the advantage of more secured longevity. Brokers should also look at how responsive lenders are to the market. However, stability in non-QM relies on more than a strong underwriting skill set. True expertise in the non-QM niche means segmented dedication in both forms of underwriting, equipping a lender to play the long game more effectively. Manual underwriting has been around since well-before the induction of non-QM loans, and serves as an alternative to automated underwriting, which approves borrowers based on QM rules that help mitigate risk for the lender. They’re assuming risk of a manually underwritten loan that qualifies a borrower who otherwise might not be approved based on conventional credit and ability-to-repay criteria. Identifying Stability in Non-QM Since the introduction of non-QM loans, many lenders have expanded their program structure to capture borrowers outside qualified mortgage (QM) criteria set by the Consumer Financial Protection Bureau (CFPB). Brokers erring on the side of caution when it comes to working with borrowers in need of a non-QM loan can find reassurance in the fact that stability still exists within the sector. Just as purchase and refinance origination volume is expected to rebound, non-QM has already started to see an increase in market share from its all-time low of 2% in 2020. However, the market is beckoning some level of resilience and housing prices are beginning to soften.Īs this continues, borrowers will take advantage.Īlthough this isn’t the time for a lender to have all their loan originations and liquidity in one basket, proper program recalibration set in motion back in 2020 should pave the way for opportunity-more specifically in the non-QM niche. Can a lender go the distance? Because of the recent surge in mortgage rates and subsequent housing prices, working within non-QM can appear to be volatile. ![]() Even as lenders begin to re-enter the space, what’s still relevant is longevity. Many brokers and borrowers felt the sting of the non-QM sector in recent years as lenders took a step back to refine their expertise. Keeping a pulse on the market is a smart move. And according to a recent economic and mortgage market forecast produced by MBA Research & Economics, loan originations volume is expected to continue to decrease this year, although not as steeply as it did in in 2022. Refinances continue to account for less and less of loans originated, sitting at about 30% of all applications. According to statistics provided by Freddie Mac, rates just about doubled from 3.22% to 6.42% in just 12 months, with a few months reaching right above 7%. But there are still creditworthy borrowers who need the flexibility of non-QM loans, and lenders able to meet those needs.Īddressing the Market 2022 marked the start of a slowdown in the housing market, which has only continued into the new year. As a result, lenders continue to leave the non-QM space, and repercussions have caused mortgage brokers and originators some whiplash. Cue the mortgage rate pandemic plunge and subsequent boom in the refinance market, and every lender operating in the non-QM sector was pushed to see just how well their program could stand the test of a very turbulent time. ![]() ![]() ![]() Nestled between the housing crisis of the early 2000s and residual effects of the real estate market craze of 2020, this sets a relatively tame stage for the exploration of non-qualified mortgages (non-QM). This piece originally appeared in the February 2023 edition of MReport magazine, online now.įor more than a decade leading up to the pandemic, mortgage rates sat at a comfortable average of about 4%-occasionally dipping to 3.31% at lower points, and very briefly reaching 5.21% as a high. ![]() To facilitate communication between different language groups, the country has adopted three languages as the official languages of government. Traditional languages may be limited to a small group or spread across a large geographic area. There are new words and expressions that have come up.More languages are spoken in Papua New Guinea than in any other country on Earth – an estimated 800 different languages. The kind of pidgin English we spoke when we were kids is different to what we speak now. What happens if they speak Queen's English? So when people are hanging out, say at a café, they're speaking pidgin. For example, we talk about family planning in pidgin if we want the message to get through to people. Talking to my wife in Queen's English is too formal.Īt Nigeria Health Watch, we conduct radio shows in pidgin to reach a wider audience. When I think of myself, my wife and I speak pidgin English when we're chatting on WhatsApp or on the phone. When you hang out with friends, you speak pidgin more. When you say it in pidgin, it makes the joke funnier, because people really understand what you're saying. One of the biggest radio stations, Wazobia FM, is an example.Īnd a lot of comedians in Nigeria have started to do their comedy bits in pidgin. Even before Google and BBC, local radio stations - about five or six years ago - begin broadcasting in pidgin. In 2011, Google launched its search engine in pidgin, and in 2017, BBC launched a news site in the language. You were expected to speak formal English - Queen's English - in school. I remember when I was in primary and secondary school, if you spoke pidgin, you were asked to pay a fine. We don't really make that connection when we see a British person anymore.ĭid Nigerians ever look down on speakers of pidgin? It's been 60 years since the British left as our colonial masters. Was it offensive that a member of the British crown - which ruled Nigeria for decades - was speaking in pidgin English? It's an icebreaker - look, a white guy is speaking our language! People do that routinely to show that they understand and appreciate the local culture. If you're in an Igbo-speaking area, a person might say "good morning" in Igbo. We don't really hear pidgin English that often, but depending on what part of the country they're in, they'll try saying one or two phrases in the local language. Is it common for foreign dignitaries to speak pidgin on trips to Nigeria? He was speaking pidgin with a British accent, which you could hear if you were listening closely. The general feeling is that people thought it was a good thing, respectful but also funny. How did people react when they heard Prince Charles speaking pidgin? This interview has been edited for length and clarity. We talked to Nsofor about pidgin, a language that he speaks with his friends, at home and in his work as a health advocate. Another questioned why Nigerians were "doing backflips" for a former colonizer. "Prince Charles spoke pidgin English in Lagos, so what!" tweeted one person. Some Nigerians wondered why it made international headlines. ![]() Today, the language is widespread among all social classes and is increasingly popular among young people, writers, politicians and musicians. In the past, Nigerian pidgin English was seen as a language for uneducated people. In this hub for business and trade, people spoke "business English" to get by - often spelled as "pigeon English," reflecting local pronunciation of the word "business," according to Salikoko Sangol Mufwene, a professor of linguistics at the University of Chicago. The term "pidgin" was first recorded in English in 1807 in Canton, China. More than 75 million people are believed to speak pidgin across Nigeria, Ghana, Cameroon and Equatorial Guinea. A hybrid of English and local languages, it traces its roots to the Atlantic slave trade in the 17th century. Pidgin English is the lingua franca in Nigeria, where more than 300 languages are spoken, according to Francesco Goglia, a researcher at the University of Manchester. cjnoLeW6Im- BBC News Africa November 8, 2018 ![]() Prince Charles tried out some choice phrases in Pidgin as he addressed Nigerians in Lagos at the end of his nine-day tour of West Africa. |
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